McCrory, GOP tax ‘reform’ has elderly facing big bite (Hendersonville Times-News) -- Don Ward spends nearly every hour of the day in his Hendersonville home caring for his 82-year-old wife, Cynthia. Two caregivers help him most of the week. Between the caregivers, insurance premiums, medicine, surgeries and other related costs, Ward's medical expenses totaled $40,000 for 2014. In 2013, when his expenses were about the same, Ward's North Carolina income tax refund was $1,000, which he put in a medical account that took care of expenses such as paying the two caregivers. For 2014, however, Ward will take a big hit and owe nearly $3,000.